Standard Personal Loan

Whether you’re looking to borrow to assist with your household expenses or to help you make a larger purchase, we have the right personal loan to suit you .Borrow at a competitive rate of 9% (APR 9.4%) with flexible repayment options and no penalties for early payment.

This loan product is available for those who wish to finance a range of purposes, such as:

  • Holidays, Travel or staycations,
  • Family Events, Weddings, or Special Occasions,
  • Medical, Dental, Legal & Funeral Expenses,
  • Car Repairs, Annual Insurance Premium, or other large household costs

Key Features

  • Available for all loans that are fully secured by Shares/Savings
  • Maximum loan term: 10 years
  • Maximum Loan: €75,000
  • Free Loan Protection Insurance (Terms and Conditions Apply)
  • No penalty for early repayment
  • Flexible Lending terms
  • Quick and Decisive Decision Making, our approval target is within 24 hours upon receipt of all the required documentation
Loans to cater for all your personal needs

Not a member? If you’re not a member you can join us and apply today. *For security and peace of mind we offer free Loan Protection Insurance.**All loans are based on the ability to repay, not on your savings.

*Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.