We keep you at the heart of everything we do.
We are a community based organisation which operates on a not-for-profit basis, with surplus earnings being returned to our members. We are owned by our members and we are here to serve our members. We keep you at the heart of everything we do.
To be eligible for membership you must be living or working within our common bond area; Na Forbacha, An Spidéal, Indreabhán, Ros a Mhíl, Camus, An Cheathrú Rua, Ceantar na nOileán. Click here to see a map of the area.
How Do I Join?
Start the process by completing the Online Membership Form, or call into one of our offices and we can complete your application there. There is a joining fee of €1.00 and you need at least €5 in savings.
The in-office joining process takes approx. 20 minutes, so please arrive at least 30 minutes before closing time. Find office hours here.
We require all new members to provide the following documentation when joining:
- Proof of identity - current passport, driving licence (Irish or UK), or ML10 Form
- Proof of address - e.g. bank statement, utility bill, official Revenue or Social Welfare document
- Proof of PPS Number - e.g. payslip, medical card, Revenue or Social Welfare correspondence
For Minors (under 16 years of age)
- Birth certificate or passport
- PPS Number on official documentation
- Proof of parent’s identification - e.g. current passport or driving licence
- Proof of parent’s address - e.g. utility bill, bank statement or official document
NOTE: Documentation for Proof of Address must be an original and dated within 3 months
Benefits of Membership
Flexible & Convenient Loans
Members can take out flexible loans and repay at tailor-made schedules. All our loans are fully insured (for free) against disability or death, subject to policy requirements.
Free Loan Protection Insurance
Member loans are insured against death at no direct cost to members (subject to terms & conditions).
Free Life Savings Insurance
Savings are insured at no direct cost to members. The insurance is an additional payment based on the value of your savings at the time of death (subject to terms & conditions).
Dividend on Savings
We operate on a not-for-profit basis with surplus earnings being returned to our members by paying you a dividend on savings.
Quality Service, No Fees
You can be assured of a professional and friendly service at all times. And you do not pay any transaction fees or charges for saving with us, or borrowing money from us.
Pay by Direct Debit or Standing Order
Arrange Direct Debit or Standing Order payments from your bank and be sure of regular payments to your Credit Union accounts.
We have a range of additional services designed to meet your needs. We are owned by our members, to serve our members. View our Services here for more details.
For savers large and small, your Credit Union is where you belong.